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ICICI Prudential - Invest Shield Life New

A unique market linked insurance policy by ICICI Prudential Life insurance that guarantees all premiums paid by you.

 

Invest Shield Life. This one of a kind policy allows you to enjoy the upside of potentially higher returns while guaranteeing that you will get back at least all the premiums paid by you.

 
FEATURES of Invest Shield Life
  • Premium Guarantee (Guaranteed Value): Sum of all premiums paid is guaranteed on death or maturity.
  • Enhanced Protection: In case of an unfortunate death, Sum Assured PLUS Fund Value or Guaranteed Value, whichever is higher will be paid to the nominee.
  • Aggressive Investment: In a fund that has up to 40% in Equity. This gives you the potential to earn higher returns over a long term.
  • Cover Continuance Option: Ensures continuance of life cover even if you take a break from paying premiums
  • Tax Benefits: Premiums paid is exempted u/s 80 C upto 1 Lakh
POLICY DETAILS
  • Select the premium amount and policy term as per your requirement
  • Sum Assured of your policy will be calculated as Annual Premium x Term/2
  • After deducting the premium allocation charge, the balance amount will be invested in the Invest Shield Life - New fund
  • At the end of the policy term, the maturity benefit will be paid to the policy holder which will be the Fund Value or the Guaranteed Value, whichever is higher.
  • In the unfortunate event of death, the nominee receives Sum assured plus Fund Value or Guaranteed Value, whichever is higher.

Fund Name & its Objective

Asset Allocation

Min

Max

Potential Risk-Reward

Invest Shield life

 

Fund Balance of growth & steady returns

 Equity & Equity related Securities

 Debt, Money Market & Cash

 

 0%

60%

 

 40%

 100%

 

Moderate

 

ICICI_investShield_brochure

 

 
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